Bay Area: Be not ignorant of the ways of real estate. These workshops and seminars are largely free, offering you very economic expertise when you need it most.
With Nick Goldman and Stephanie Neher, 6:30 p.m., 1364 Park St., Alameda, free, reservation required, (415) 621-2000, Ext. 300., or (510) 748-1133.
1031 Exchanges and Commercial Financing Strategies:
Sponsored by EmeryNet, 7-10 p.m., 1919 Fourth St., Berkeley, $15, includes materials, (510) 653-9518.
First-Time Home-Buyer Seminar:
Sponsored by Whitney Davis of Zephyr Real Estate and Tina Leonardi of Guarantee Mortgage, 6-7:30 p.m., Opera Plaza, 601 Van Ness Ave., Suite P, San Francisco, free, reservation required, (415) 533-3990.
Home-Buyer Real Estate Forum:
Presented by Jennifer Kauffman of Zephyr Real Estate, 7-8:30 p.m., 4040 24th St., San Francisco, free, reservation recommended, (415) 695-8805, Ext. 281.
Financing Home Improvement and Remodeling Projects:
6-8 p.m., Martinez Adult Education, 600 F St., Martinez, $15, includes materials, (925) 228-3276.
Affordable Housing Options for First-Time Home Buyers:
Presented by Consumer Credit Counseling Service of San Francisco, 5:30-7:30 p.m., 595 Market St., 15th Floor, San Francisco, free, (877) 511-2272.
The Basics for First-Time Home Buyers:
Presented by Consumer Credit Counseling Service of San Francisco, 9 am.-1 p.m., 835 Market St., Sixth Floor, Room N-609, San Francisco, free, (877) 511-2272.
Presented by Keller Williams Realty, 11 a.m.-1 p.m., 1500 Franklin St., San Francisco, free, reservation required, (415) 202-9900.