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	<title>Comments on: Interest Rate Drops: Do We Win or Do We Lose?</title>
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	<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html</link>
	<description>Redfin Seattle Sweet Digs</description>
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		<title>By: Robert Chambers</title>
		<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html/comment-page-1#comment-5243</link>
		<dc:creator>Robert Chambers</dc:creator>
		<pubDate>Sat, 13 Dec 2008 14:27:48 +0000</pubDate>
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		<description>How does people that want to build a home get a construction loan? and how will this apply to us?</description>
		<content:encoded><![CDATA[<p>How does people that want to build a home get a construction loan? and how will this apply to us?</p>
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		<title>By: Is it Time to Refinance Your Home? &#124; Redfin Seattle Sweet Digs</title>
		<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html/comment-page-1#comment-1800</link>
		<dc:creator>Is it Time to Refinance Your Home? &#124; Redfin Seattle Sweet Digs</dc:creator>
		<pubDate>Mon, 04 Feb 2008 22:17:17 +0000</pubDate>
		<guid isPermaLink="false">http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html#comment-1800</guid>
		<description>[...] interest rates have been very attractive lately and the Fed has recently made dramatic cuts to the Funds Rate. This may be particularly important for both potential new home buyers and existing home owners, [...]</description>
		<content:encoded><![CDATA[<p>[...] interest rates have been very attractive lately and the Fed has recently made dramatic cuts to the Funds Rate. This may be particularly important for both potential new home buyers and existing home owners, [...]</p>
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		<title>By: Katrina Munsell</title>
		<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html/comment-page-1#comment-1783</link>
		<dc:creator>Katrina Munsell</dc:creator>
		<pubDate>Tue, 29 Jan 2008 15:56:44 +0000</pubDate>
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		<description>Thanks for the additional info, Rhonda--always appreciate the expertise!</description>
		<content:encoded><![CDATA[<p>Thanks for the additional info, Rhonda&#8211;always appreciate the expertise!</p>
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		<title>By: Rhonda Porter CMPS</title>
		<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html/comment-page-1#comment-1781</link>
		<dc:creator>Rhonda Porter CMPS</dc:creator>
		<pubDate>Tue, 29 Jan 2008 04:31:04 +0000</pubDate>
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		<description>You can refi with less than 20% equity.  90% ltv is still available and FHA will go up to 95% (loan limits apply--and the may be changing).

Home buyers don&#039;t need to have 20% down either.  :)  100% Fannie Flex is still available (conforming loan limits apply), FHA is 3% down for a purchase and VA is zero down with NO CONFORMING LOAN LIMIT (some lenders will go up to 1 mil).</description>
		<content:encoded><![CDATA[<p>You can refi with less than 20% equity.  90% ltv is still available and FHA will go up to 95% (loan limits apply&#8211;and the may be changing).</p>
<p>Home buyers don&#8217;t need to have 20% down either.  <img src='http://blog.redfin.com/seattle/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   100% Fannie Flex is still available (conforming loan limits apply), FHA is 3% down for a purchase and VA is zero down with NO CONFORMING LOAN LIMIT (some lenders will go up to 1 mil).</p>
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		<title>By: Interest Rate Drops: Do We Win or Do We Lose? &#124; Low Mortgage</title>
		<link>http://blog.redfin.com/seattle/2008/01/interest_rate_drops_do_we_win_or_do_we_lose_.html/comment-page-1#comment-1778</link>
		<dc:creator>Interest Rate Drops: Do We Win or Do We Lose? &#124; Low Mortgage</dc:creator>
		<pubDate>Mon, 28 Jan 2008 21:39:53 +0000</pubDate>
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		<description>[...] post by Katrina Munsell    Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...]</description>
		<content:encoded><![CDATA[<p>[...] post by Katrina Munsell    Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...]</p>
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