Comments on: Oakland and Piedmont: New Listings, Price Reductions, Foreclosures

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By: Knifiefnoks

Knifiefnoks — Mon, 25 May 2009 17:56:49 +0000

שלום לכולם, אני אחרי חיפוש מעמיק אחרי מחירים נורמאלים לתוספי תזונה ורציתי לחלוק אתכם את המידע: מצאתי אצל רון יפה (נחלת יצחק תל אביב –אבל הם עושים משלוחים וגם באינטרנט!: ויטמינים (כל מה שרצית לדעת על מזון פונקציונלי ולא ידעת את מי לשאול, תוספי תזונה מיוחדים מכל רחבי העולם ייעוץ מקצועי ומחירים לא רעים בכלל לדוגמא: ויטמין C עכשיו במחיר הכי זול שמצאתי 29.90שח 100 כדורים, שח 79.90 500 כדורי

By: Alison

Alison — Fri, 16 May 2008 17:27:52 +0000

Hello Anon: you’re right on about it not being a short sale; I misread the date I put down (2006, not 2008) but even if the date was 2008 should not have assumed short-sale given that we don’t know how much folks put down for the down payment. And thanks for clarifying on short-sale vs. bank-owned. Thanks.

Hi Colin: it does seem likely they will lose a lot of money and unfortunately only after having the property for less than 2 years… Thanks for your comment!

By: anon

anon — Fri, 16 May 2008 15:55:36 +0000

Just to clarify, a short sale means you’re selling for *less than you owe the bank* even though you may be up-to-date on payments. For that reason, the bank gets to approve it, because they won’t be getting all their money back through the sale. This is very different from being bank-owned–at that point, you’ve missed payments and the bank has foreclosed on your property and owns it in full. Short sales are usually listed as such because they are more complex/riskier for potential buyers putting in offers. But I wouldn’t presume a property in a high-end area to necessarily be a short sale or a distress sale just because it’s selling at a loss, since many of those families have high incomes and equity in other places. They may just be losing money on their investment, and that’s it.

By: Colin

Colin — Fri, 16 May 2008 06:53:18 +0000

Short sales aren’t bank owned property either.

If they sell at this price, they’ll lose a ton of money when you consider the cost of buying and selling, plus the differential between the holding costs and renting an equivalent property. All for less than two years “pride of ownership”.

By: anon

anon — Fri, 16 May 2008 04:41:08 +0000

Err, why would a price tag of $875K on a home that last sold for $880K mean a short sale? Conceivable if they bought it with absolutely nothing done, but pretty unlikely. Even if they only put 5% down, they owe a lot less than $875K. (Still, they’re certainly not making anything, which isn’t so hot for them.)